Flood Insurance

For many people, their home and its contents represent their greatest investment. Property losses due to flooding are not covered under most standard homeowner insurance policies. You can protect your home and its contents with flood insurance through the National Flood Insurance Program (NFIP).

The NFIP is a federal program established by Congress in 1968 that enables property owners to buy flood insurance at reasonable rates in participating communities. In return, participating communities carry out flood management measures designed to protect life and property from future flooding.

The NFIP is administered by the Federal Emergency Management Agency through its Federal Insurance Administration. The City of Rockledge NFIP number is 120027.

To find out more about flood insurance for your property and its contents, contact your insurance agent. There is a usually a 30 day waiting period before a flood insurance policy takes effect, so don’t wait until a storm threatens before you secure the flood insurance you need.

Visit the National Flood Insurance Program website. 

Available Coverage

The following chart lists the amounts of maximum coverage available to property owners within the Brevard County.

Buildings

  • Single family dwelling:  $250,000
  • Other residential: $250,000
  • Non-residential: $500,000
  • Small business: $500,000

Contents

  • Residential: $100,000
  • Non-residential: $500,000
  • Small business: $500,000